Privacy Policy for Carranza Insurance Agency

Privacy Policy - the basics

Effective Date: 01/14/2025

We DO NOT sell or share your information. Your privacy is important to us, and this Privacy Policy explains how Carranza Insurance Agency ("we," "our," or "us") collects, uses, and protects your information when you use our services (“Services”).

1. Information We Collect
We collect the following types of information to provide and improve our Services:

Personal Information: Information you provide directly, such as your name, email address, mailing address, phone number, and payment details.

Usage Data: Information about your interactions with our Services, including IP address, device information, and browsing behavior.

Cookies and Tracking Technologies: Data collected through cookies and similar technologies to enhance your user experience.

2. How We Use Your Information
We use your information to:

Provide, operate, and improve our Services.
Process payments and fulfill transactions.
Communicate with you regarding updates, promotions, and customer support.
Comply with legal and regulatory requirements.

3. Data Sharing and Selling
We do not sell your personal information. Your information is not shared with third parties except as necessary to provide our Services (such as payment processors) or to comply with legal obligations. SMS consent and phone numbers are not shared with any third parties/affiliates for marketing purposes.

4. Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

5. Your Rights
Depending on your location, you may have the right to access, correct, or delete your personal information, restrict certain processing activities, or withdraw consent where applicable. To exercise these rights, please contact us using the information below.

6. Data Security
We implement industry-standard security measures to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Third-Party Links and Services
Our Services may contain links to third-party websites. We are not responsible for the privacy practices of these third parties.

8. Children's Privacy
Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children without appropriate consent.

9. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be effective immediately upon posting, and continued use of our Services constitutes acceptance of the updated policy.

10. Contact Us
If you have questions or concerns about this Privacy Policy or your data, please contact us:

Carranza Insurance Agency LLC
3901 Arlington Highlands Blvd, Suite 200
Arlington, TX 76018
Phone: (682) 427-0300
Email: main@carranzariskmanagement.com

For a copy, see our Privacy Policy.

Terms and Conditions

These Terms of Service ("Terms") govern your access to and use of Carranza Insurance Agency. By using our Services, you agree to these Terms. If you do not agree, you must not use our Services.

1. Service Overview
Carranza Insurance Agency provides customer service, sales & support. Use of our Services is subject to these Terms and all applicable laws.

2. Eligibility
To use our Services, you must be at least 18 years old and capable of forming a binding contract under applicable laws. Providing false information may result in termination of your account.

3. Privacy and Data Usage
No Sale or Sharing of Data. We do not sell or share personal data with third parties for marketing purposes. Your data is only used to provide and improve our Services.

4. Permitted Use
Services may only be used for lawful purposes. Prohibited activities include fraud, spam, or misuse of systems.

5. Fees and Payments
Some services may require payment. Failure to make timely payments may result in suspension or termination.

6. Intellectual Property
All intellectual property remains the property of Carranza Insurance Agency.

7. Account Suspension and Termination
Accounts may be suspended or terminated for violations of these Terms.

8. Limitation of Liability
Carranza Insurance Agency is not liable for indirect or consequential damages to the maximum extent permitted by law.

9. Modifications
We may update these Terms at any time. Continued use constitutes acceptance.

10. Governing Law
These Terms are governed by the laws of the State of Texas, USA.

11. SMS Terms of Service
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Carranza Insurance Agency LLC. This includes SMS messages for marketing. Message frequency varies. Message and data rates may apply.
See privacy policy at (https://www.carranzainsuranceagency.com/privacy-policy). Message HELP for help. Reply STOP to any message to opt out.

12. Contact Us
If you have questions or concerns about this Privacy Policy or your data, please contact us:

Carranza Insurance Agency
3901 Arlington Highlands Blvd, Ste 200
Arlington, TX 76018
Phone: (682) 427-0300
Email: main@carranzariskmanagement.com

For a copy, see our Terms and Conditions and Website.